Jamie Dee Frontiero - Coldwell Banker Residential Brokerage



Posted by Jamie Dee Frontiero on 5/12/2019

Stress is something that many people today have adopted as a normal part of life. A stressful lifestyle can promote many diseases and other harmful things to your health. It may be normal for most, but it doesn't have to be a part of your everyday life. 

Here are five ways you can manage stress in your life:

  1. Meditate. It's easy to become so caught up in the things we are doing or need to do, that we forget to be present where we are. Start by sitting or lying down in a quiet area. Close your eyes and breathe naturally without the urge to control your breath. Begin to focus on the rise and fall of your breath and release any negative thoughts you may have. Meditating for 15 minutes each day can help you to calm your mind and start each day mentally rested.
  2. Exercise. You don't have to join the local CrossFit gym to fit in a workout. Exercising could be simply going for a walk each afternoon to wind down from the day's activities or practicing yoga each morning before you get ready for work. Choose an activity that is enjoyable and gets your heart rate up.
  3. Eat healthy, well-balanced meals. Food has a lot to do with the way your body reacts to stress. During a busy day, the last thing your body needs is another cup of coffee. Caffeine can cause you to become more stressed by giving you a temporary lift only to leave you down and agitated later. Replace your afternoon cup of caffeine with a cup of herbal tea. Also, fill your meals with fruits and vegetables rather than processed foods.
  4. Take a break. If there is something or someone who is continually triggering stress into your life, permit yourself to walk away for a while. For example: If you're overwhelmed with the pile of bills that needing payment, walk away and come back to the task when you're relaxed. Nothing works to our benefit when we're stressed out doing it.
  5. Share with someone. A lot of freedom can happen when we share how we're feeling with someone we trust. If you find yourself getting overwhelmed over a situation, pick up the phone and call a close friend. If you find yourself chronically stressed, consider seeing a professional counselor who can guide you through other methods of managing. 

Stress takes so much out of us mentally, emotionally, and even physically. Take back your life by reducing your stress and focusing on your health.




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Posted by Jamie Dee Frontiero on 1/6/2019

Buying a house is never a simple decision. Aside from all of the financial aspects of purchasing a home, there are numerous life-related considerations youíll need to think about. So, it comes as little surprise that diving head on into the house hunting process can be stressful and taxing to the home buyer.

With all of the different numbers to keep track of--a down payment, closing costs, credit scores, interest rates, and so on--itís easy to get lost in the finer details of your budget. This can lead to even more stress as you try to navigate your way through getting approved for a mortgage and shopping for the perfect home.

In this article, weíre going to give you some tips on how to maintain your budget and reduce stress throughout the home buying process. That way, when you do finally find the house youíve been waiting for, youíll be able to move forward confidently.

Trust the process

Many first-time home buyers enter the real estate market with little knowledge or experience of how things work. Any newcomer to such a huge and complex industry is bound to be flustered with all of the different options available to them.

However, much of the home buying process is relatively standardized. Real estate agents all make roughly the same commission, lenders use similar algorithms to decide how much of a loan youíll be approved for, and real estate contracts contain legal safeguards and contingencies to ensure that you and the sellerís interests are protected.

When shopping for a mortgage or getting pre-approved, itís a good idea to ask friends, family, or read reviews online to find someone you know you can trust. From there, rely on the experts to lead you through the process.

Have a long-term plan

Much of the stress and anxiety around buying a home comes from the uncertainty of the future. Sitting down with your family and significant other and deciding your long-term goals for homeownership is a good way to build confidence and know that youíre making the right choice.

Determining things like location, the number of years you want to live in a home, and what priorities are the most important (school districts, neighborhood safety, etc.) will help you make that plan a reality.

Use the tools at your disposal

If youíre reading this article, you already have started to take advantage of one of the most important resources you have, the internet. Look up real estate terminology youíre unfamiliar with, read up on the different types of mortgages, and take advantage of free online calculators to create what-if scenarios to find out what you might end up paying in closing costs and interests.

Itís also a good idea to check your credit score for free online. You can check your official reports once per year, but for simple credit checks you can look it up each month for free.

Knowing that youíre in good hands with a lender and agent, that you have a basic understanding of industry terms, that you have a long-term plan, and that your finances are in order will all help set your mind at ease and give you confidence as you move forward toward homeownership.




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