Jamie Dee Frontiero - Coldwell Banker Residential Brokerage



Posted by Jamie Dee Frontiero on 11/29/2018


14 Broad St., Newburyport, MA 01950

Single-Family

$764,000
Price

7
Rooms
3
Beds
2/1
Full/Half Baths
Elegance & Ambiance. Situated along one of Newburyport's premier streets this lovely property offers tons of charm, fabulous curb appeal & a stunning landscape. Once inside this adorable home makes an impression w/ its huge open-concept kitchen boasting cherry cabinets, granite counters, center island & upscale appliances. This sunny area flows nicely into formal living/dining rooms featuring french doors, crown moldings & inlaid hardwood floors. Just off the kitchen is a delightful family-sun-room complete w/ wall to wall windows, wood ceiling & cozy gas fireplace. The main level continues w/ a powder room, an office/bedroom option & a formal entryway. Up on the 2nd floor you'll find a guest bath & bedroom as well as an oh-so lovely Master En Suite with a custom walk-in closet, laundry nook and a luxurious 4-piece bath, complete w/ marble walk-in shower & spa-like tub. A spacious fenced-in yard features a deck, a shed, a pergola and a vast array of well-established plantings!
Open House
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December 01 at 11:30 AM to 1:30 PM
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Location: 14 Broad St., Newburyport, MA 01950    Get Directions

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Categories: Open House  


Posted by Jamie Dee Frontiero on 11/25/2018

A home inspection is a vital part of every real estate transaction. Its importance is usually solidified in a purchase contract in the form of a contingency clause.

Whenever you buy or sell a home, the transaction is typically contingent upon a few things being fulfilled. Inspections help protect the buyer from purchasing a home that they believed didnít have any major issues.

For buyers, an inspection can save you thousands in the long run. For sellers, getting a preemptive inspection done (on your own dime) can be useful since it will help you avoid any surprises that could arise when a potential buyer has your home inspected.

Hiring a home inspector

Regardless of whether youíre the buyer or the seller in this instance, hiring a home inspector isnít something you should take lightly. Youíll want to confer with your agent before you pick an inspector.

Itís also a good idea to check out some online reviews and visit the inspectorís website for pricing. Typically, inspectors charge between $200 and $400 for an inspection, so feel free to shop around.

Inspectors are certified, so make sure whoever you choose has the proper licensure. You can search for inspectors in your area with this search function.

Ultimately, youíll want to choose an inspector that can give you the most unbiased assessment of the home, so that you can be assured that you know what youíre getting into when you buy or sell a home.

Preparing for an inspection

Many buyers arenít sure what to expect on inspection day. However, the process is relatively simple.

Youíll want to make sure the inspector can easily access workspaces (like around the furnace, circuit breakers, etc.). This will make the inspectorís job easier and allow them to focus on the service theyíre providing you.

If possible, itís also a good idea to provide them with records of important home maintenance and repairs. Inspectors know what red flags to look for with the home, both physically and on paper.

Finally, make sure pets, kids, and any other distractions are away from home or with someone who can attend to them.

Post inspection

After the inspection is complete, the inspector will hand you a report and be able to answer any questions you have about their findings. They will give recommendations about the timeline for repairs that need to be made soon or even years into the future.

With this report in hand, you can determine if there are repairs you want to negotiate with the seller if youíre buying a home. As a seller, this report will tip you off to issues that potential buyers will likely have and give you a chance to address them in advance.




Categories: Uncategorized  


Posted by Jamie Dee Frontiero on 11/20/2018

This Single-Family in Rowley, MA recently sold for $618,500. This Cape style home was sold by Jamie Dee Frontiero - Coldwell Banker Residential Brokerage.


385 Central St, Rowley, MA 01969

Single-Family

$629,900
Price
$618,500
Sale Price

9
Rooms
3
Beds
2/1
Full/Half Baths
Gorgeous! Nestled back off the main road this pretty Cape is surrounded by an intriguing landscape & offers a private setting, yet is conveniently located mere minutes from major highway routes, commuter lines and, Historic Downtown Newburyport. Upon entering you'll be wowed by an Exquisite Chef's Kitchen exceptionally appointed w/ Miele Appliances, Recessed Cabinets, Natural Quartz Counters, an 8ft Center Island, Plank Tile floors & Subway Tile Backsplash. The ambiance of the kitchen area continues w/ a handsome brick hearth & sight line to a custom designed sunroom, oh-so idyllic w/ built-in benches & views of the patio out back. A formal dining room provides an elegant entertaining space while a formal living room boasts built-in cabinets & fireplace. The main level continues w/ a huge family room offering access to the spaccious front deck Upstairs impresses w/ a delightful Master En Suite, 2 more guest bedrooms, a main full bath as well as a trendy home office area.

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Categories: Sold Homes  


Posted by Jamie Dee Frontiero on 11/18/2018

Whether youíre a first-time homebuyer or youíre upgrading to a larger house to fit your familyís needs, itís vital to understand just how much house you can afford before you start shopping for homes.

When planning for your future home, there are two main things you need to figure out.

  • What is a smart amount to spend on a home for your budget

  • What are the key features in a home that will give you the most benefits for the cost

These two questions may seem simple, but there are quite a few factors that should go into determining each one.

So, in todayís post, Iím going to walk you through the process of determining what kind of house you can afford so you can make the best home buying decision for you and your family.

A smart home buying budget

To create an effective budget, youíll need to gather some information and possibly create a spreadsheet with Excel (or a free alternative like Google Sheets).

On your spreadsheet, youíll first want to add up all sources of income that your family has. This is the easy part for most people who only have one or two sources of income based on a salaried job.

Next, is the hard part--expenses. We canít just use your current expenses to determine the new budget because we have to account for changes in several areas.

If you arenít sure of the cost of living for the area you hope to move to, try plugging it into this cost of living comparison tool to see get a better idea of the cost of things like transportation, childcare, groceries, and more.

Likewise, itís also a good idea to assume youíll be paying more in utilities if youíre hoping to move into a home that is larger than your current home. Keep in mind, however, that different houses have different levels of energy-efficiency, so itís a good idea to also ask the seller of the homes youíre interested in to determine what your costs might be.

Now, subtract your expenses from your income. The amount remaining should easily cover whatever mortgage payment you receive along with, ideally, 20% of your income going toward savings.

Deciding what you need in a home

The second part of determining how much house you can afford is to find out exactly what youíre looking for in a home. The number of bedrooms, bathrooms, location, the size of the backyard; all of these are questions that have a monetary value.

So, to really answer this question youíll need a strong understanding of what you and your familyís goals are for at least the next 5-7 years, if not longer.

Once you have your long-term goals and a good understanding of your budget, you can start safely shopping for homes with a clearer idea of the type of home youíre looking for and just how much home you can afford.




Categories: Uncategorized  


Posted by Jamie Dee Frontiero on 11/11/2018

Depending on how many years youíve been working, retirement can seem like itís too far in the future to worry about or too close to be able to effectively make any real change.

 However, retirement is about more than doing the math and investment planning. Retirement includes making several life decisions, and considering things you may not have thought of before.

 In this article, weíre going to talk about planning aspects of your retirement including your home and assets, your savings and investments, and setting and achieving goals for yourself.

Pay yourself first

If it feels like your paycheck is spent before you get a chance to set any aside each week, youíre not alone. However, itís never too late to start setting aside money for retirement. The ďpay yourself firstĒ theory states that you should set aside a certain amount for bills, savings, and retirement plans before you spend a dime of your paycheck each week.

The easiest way to achieve this is to take advantage of an employer-based contribution matching program such as a 401K. However, if you are self-employed you can still open up an individual retirement account (IRA) or a Solo 401K. With an IRA, you determine where you want to invest your money, and can choose safer or riskier investments based on your own preferences.

Draw up your plan, literally

Thereís no better way to start planning than to actually sit down with a notebook or your computer and start figuring out what you want to save and how you want to achieve those savings.

Youíll want to determine how much money you can accrue in your savings account, estimate the price of your assets and properties, and look at the projected return on investment for any IRAs or 401Ks you have in place.

As you likely know, these numbers are all projections. Thereís no way to know for sure how much your home will be worth, or how well your investments will do by the time youíre ready to retire.

So, one of the most important aspects of making this checklist is to return to it yearly to determine if you should change your investments or alter your retirement goals.

Determine your lifestyle needs

Whether you have dreams of settling down in a quiet town for retirement, touring the country in an RV, or traveling the world, youíll need to find out how you can make it possible on your retirement plan.

You and your spouse will need to sit down and draw up a plan for your mutual retirement goals. Determine which expenses you can do away with in retirement so that you can fulfill other goals. Having these conversations now will help you more effectively plan for the future. And, remember that the time of your retirement is always closer than you think.  




Categories: Uncategorized